We make HomeOwnership a Fraction of the Cost!
We combined real estate and mortgage services to save you when buying up $22,000 at closing and $36,000 over 5 years with the monthly mortgage savings. If you're selling a home and buying a new home that goes up to $56,000 at closing and $72,000 over the first 5 years with your monthly mortgage savings. How? It's in hidden fees of the high commissions the referral partnerships of retail mortgage and real estate agents. We give you 80% of the commissions as a realtor contribution to your closing costs.
The core of the "Integrated Making Homeownership Affordable Blueprint" is our vertically integrated business model. Unlike the traditional model, which involves separate real estate and mortgage companies—each charging full commission "middleman" fees—the integrated model functions as a single entity for maximum efficiency and savings. The 2nd care principle is we don't make as much money as they do, because we want you to own a home.
You pay a flat fee of $4,999 listing or selling. When you buy the rest of 2.5% buyers agent compensation = $10,001 on $600,000 purchase is an agent credit towards your closing cost. Selling it's a $4,999 listing commission no 2.5%. No 2.5% fee if an unrepresented buyer makes an offer, like traditional agents charge. That saves you up to $50,001 on $800,000 sale.
The Problem
Traditional referral partnerships -based on full profits for realtors and mortgage brokers, causing "excessive fees". Promising the "best service and rates" while doing nothing to save you money. Instead, they profit off inflated fees while buyers and sellers absorb the costs.
On a typical $600,000 home purchase:
- Mortgage brokers earn $11,600 (2.0% of the $582,000 loan amount).
- Real estate agents earn $30,000 in commissions (5% split between buyer’s and seller’s agents).
- That’s $41,600 paid to middlemen for services that are now easier and streamlined through technology.
Get started on owning your Home. Take our readiness survey, and let's get to work on your Homeownership plan.
or call Tom Winand 801-403-9774
What We Do!
The Future of Affordable HomeOwnership — is a Redesign of the Process!
At The HomeOwnership Company, we know the path to owning a home is frustrating and may seem unattainable to many. We believe that homeownership is fundamental to living a life of freedom and creating wealth. We are making this dream achievable for most people. That is why we have reimagined the way people buy and sell homes by combining real estate and mortgage services into one company. This unique approach allows us to leverage both sides of the transaction to maximize your savings. Frankly, we make less money than the other traditional companies. We are ok with that, because it's what's needed to make homeownership happen! We hope you are too!
$600,000 purchase side by side
Our Integrated Making Homeownership Affordable VS Traditional Industry Referral-Based Model
$600,000 Purchase
Our Vertical Integrated
Traditional Industry Model
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