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  • Documentation needed for purchase approval

    Employed borrowers

    • Your last full month’s pay stubs if employed or your adwords letter from any other source of income like annuity, social security, etc.
    • The last 2 years tax returns with w2’s, 1099
    • Your last 2 months complete bank statement (not a account activity printout)
    • Any additional assets statement from stocks or 401-k if quarterly 1 if monthly 2
    • copies of two ID one must be government issued.
  • Documentation needed for purchase approval

    Self Employed borrowers

    • Your last year to date profit and loss statement and full month’s pay stubs if employed, or your adwords letter from any other source of income like annuity, social security, etc.
    • The last 2 years tax returns business and personal with all schedules, w2’s, 1099 K1
    • Your last 2 months complete bank statements (not a account activity printout)
    • Any additional assets statement from stocks or 401-k if quarterly 1 if monthly 2
    • copies of two ID one must be government issued.
  • Documents needed for approval of a refinance

    In addition to the above information we need:

    • Copy of your current mortgage statement all properties you’re a mortgagor on.
    • If FHA or VA streamline a copy of your original note
    • A copy of your homeowners insurance including the contact info for company or agent. If condo a copy of the condo building insurance and your walls in policy for your belonging