We are your partner in owning a home! We do that by giving you the best saving, rebates and programs available in HomeOwnership. To buy and own your home you don‘t need help with just half the process you need it for the whole process. Buying is REAL ESTATE and Owning is MORTGAGE. That’s why we’re the first HomeOwnership Company putting synergy into you HomeOwnership.

Sell For 3% total commission

  • You keep 3% more of your home’s equity when you sell your home and buy a replacement home with us!  Let the seller of the home you’re buying pay us to sell your home!

  • You’ll have between 3% to 5% more for your down payment and may be able to buy out your mortgage insurance at 10% down with our mortgage saving!

  • When we find the buyer for your home, you save 3% more, because we pay their closing cost with our buying program rebate, so you don’t have to!

  • You’ll save up to 6% over working with traditional real estate and mortgage companies!

  • If you qualify we’ll include our certified pre-owned sales program which included an appraisal and a home inspection.  We can cut out the frustrating renegotiation after the buyer does their inspection and wants you to pay 3% to their closing cost because the home isn’t up to today’s code.  This is a strategy buyer agents use to get a property under contract and then get the seller to pay 3% to the buyer closing cost.  We eliminate it by giving them the inspection and saying make your offer knowing the as-is condition of the home.

  • We created this company to provide a better full-service listing and allow HomeOwner sell and buy the home they want with freedom and ease.

Why we do mortgages too

  • We can save you about half the cost of both services so buying is ease and less expensive. Because we eliminate the big salesman commission (loan officer) and you save 50%!

  • Most lenders set their compensation at 2.5% from the investor.  Ours is 1.25% you receive a 1.25%  lender credit for your closing cost for the same rate they offer.

  • We provide you a real estate rebate of 1%  and the additional lender credit of  1.25% at usually cover all your closing costs with our mortgages. Other traditional mortgage companies will charge you usually ask for 2% more.  

  • Our business model allow us to cut out the fat and give you the largest lender credit we have ever seen in our industry!  If you get a Loan Estimate anywhere else that is even THE SAME RATE AND COSTS AS OURS,  we’ll increase your real estate rebate $500! That’s who sure we are that we have the unbeatable mortgage. 

Home Buyers Rebate!

  • We give you a rebate equaling 1/3 of the commission the seller pays us to help you buy. We’re your partner in this. That’s usually 1% and with our mortgage saving that will cover your closing cost!

  • Because our mortgage cost are ½ of traditional mortgage companies you usually  have an extra 1.25% lender credit and our 1% gift  that will easily cover your closing costs!

  • You’ll have a significant advantage over other buyer when you’re in a multiple offer situation. The best homes on the market gets multiple offer in the first few days.  With our program, designed pay your closing cost, you don’t have to ask seller to pay 3% or thousands in your closing costs!  You win the home, because, we make your offer the best offer, netting the seller the most money.  You win with no more money from your pocket and because we created a mortgage company that charges what it cost not not a 50% profit too.

  • As a home buyer the mortgage saving we provide can be use in so many way to make your mortgage the best on the market.  With our Equity Boost Mortgage, it can be applied to down payment, or to buy out your mortgage insurance, or to lower your interest rate a 1/4 of a percent.

  • With our advantage as a HomeOwnership company we are your partner in making your HomeOwnership a reality.

Featured Listings

72 N Pioneer Fork, Salt Lake City MLS#: 1512662
Price: $619,900    Beds: 4   Baths: 4   SqFt: 2709
Live Above The Inversion! Alpine living yet so close to UofU and Downtown SLC. Contemporary Twin Home in Emigration Canyon! Decks overlooking incredib….read more
Courtesy of:
(37) Photo CountSave Property Map Property Share
129 W 5885 S, Murray MLS#: 1506376
129 W 5885 S
Price: $359,900    Beds: 5   Baths: 3   SqFt: 2664
**Multiple Offers**Highest and Best Offers By 2 23 5pm** A beautifully updated home located on a quiet private cul-de-sac. This wonderful home include….read more
Courtesy of:
(25) Photo CountSave Property Map Property Share

Our Story

We Believe in you owning the home you love with freedom and ease!

What you can count on from us is, having the best Homeownership programs available period!

If there was a better company we would be working for them, but there isn’t!  We had to build it.  Over the last decade like you, we’ve been getting progressively more frustrated, because it costs way too much of your hard earn money or equity, to sell and buy a replacement  home.  While the technology makes it easier for agents and loan officers to do their job, the commission kept going up.

We had to fix this broken industry!  We created a new concept, a Homeownership Company.  Real estate and mortgage together in  the same company saving you half costs.  We specialized what each person in the company does and gave them the tools to do it better.  That allows us to charge you a 3% total commission,  HALF what other charge for a full service listing, when you buy with us.  If you’re just a buyer, we create huge advantages over traditional real estate agents, we pay your closing costs, not the seller!  With that, you win the best home, even if there’s multiple offers.  But wait there’s more! We had to transform the mortgage side of the transaction.  We cut out the fat and  save you HALF the cost of providing a mortgage. You receive an additional lender credit of 1.25% of the loan amount, to reduced your closing cost!

We provide you exceptional service and cut out the fat,  for the lowest possible expenses in both Real Estate and Mortgage, and amazing low interest rates give us a call.  We make it a smoother ride along the way to HomeOwnership.

We know you Believe in Home as much as we do!

  • We believe in Home!

    We believe in you owning a home you love with freedom and ease.  We have created the best possible way to sell and keep your equity.  If you’re a first time buyer, we pay your closing cost so you win your home.  No one in the industry has ever taken on making homeownership easier, with more saving,  and more service.

  • Sell For only 3% Program

    We sell your home with our enhanced full service listing.  The total commission is only 3% 2.5% to the buyer agent and 0.5% to us to cover our listing expenses .  You transfer 3% more equity into your new home! We actually get paid for your sale, by the seller of the home you’re buying.

  • Home Buyers

    Our home buyers program gives you an advantage over all the other buyer, to win the home you love!   We give you gift of 1/3 of the commission we earn as your agent  to pay your closinc cost.  Because of the extra 1.25% lender credit you receive on our mortgage, that pay all your closing cost. The best homes on the market get multiple offers and we make sure you win them, without spending anymore of  your saving.

  • Mortgage Savings

    That wasn’t nearly enough to transform home ownership.  We got licensed to do mortgages and redesigned the process. We make mortgages easier with technology, better communication, you work directly with the processor doing all the work on your loan. Oh yes! We cut out the unneeded salesperson/marketer to save you half of a what others charge to do the loan.  On average for the same rate, we give you an additional 1.25% lender’s credit to pay your closing cost.

We are a Game Changing company in Home Ownership!

We are a Game Changing company in Home Ownership!

Your Partner

We are your partner in owning a home! We do that by giving you the best saving, rebates and programs available in HomeOwnership.


To buy and own your home you don‘t need help with just half the process you need it for the whole process.  Buying is REAL ESTATE  and Owning is MORTGAGE

The Whole Process

That’s why we’re the first HomeOwnership Company putting synergy into your HomeOwnership.